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Kirara☆ !Sh0sAiDORU
ki☆ra☆ra thread!
Rin
@Moon
http://www.businessinsider.com/how-ebony-horton-paid-off-220000-worth-of-student-loans-in-3-years-2017-3
Kirara☆ !Sh0sAiDORU
oh nice
Horton and her boyfriend tied the knot soon after the move. Horton's mother gave the couple a condo that she had purchased at an auction for $13,000 as a wedding gift.

sasuga rin
this isn't even the same article but it's even more in depth
Maria
>Americans pay $220,000 for university
L O L
O
L
Home of the jew land of the debt slave
Kirara☆ !Sh0sAiDORU
>>129131
most don't pay that
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living with debt is the american way of life
it's what you have to do to be great
if you're held back by the fear of debt you'll never have a huge impact
in fact, a lot of people are born into debt, live in debt, and die in debt but still make a huge impact in STEM fields or things
Maria
>>
>>129132
How much do they typically pay?
Kirara☆ !Sh0sAiDORU
>>129134
depends on where you go
but

>Between her undergraduate years and going back to school for her MBA, Horton had racked up $132,000 in loans, which ballooned to more than $220,000 with interest.

this person had so much debt because she did not take her loan like an intelligent person
either that, or she didn't pay it for like 20+ years
Maria
>Horton and her husband lived in the condo for three months, but then they decided to move in with her grandparents down the street and started renting out the condo to bring in extra income.
Read more at https://www.businessinsider.com/how-ebony-horton-paid-off-220000-worth-of-student-loans-in-3-years-2017-3#JbSIf1OGGSyzXGjf.99
Fuck, didn't mean to paste that last bit
Yeah it's easy to pay off your loans when your parents straight up give you property
Kirara☆ !Sh0sAiDORU
out of school, i'm going to be like $140k in debt
but by living like a normal person, and being paid like 20k lower than the median salary for my profession, i'll be able to pay off my loans in like 5 years
unless something crazy happens
i'm three years out and i haven't made a first payment yet
i'm not going to until i know i can commit
i definitely cannot start making payments and then stop
>>129139
yeah my dad had student loans too from chiropractic college that he was just about to graduate
do you know if you're staying in flow rida after you graduate
Kirara☆ !Sh0sAiDORU
saku was like $100k in debt when he died
he once took out a SHIT TON of loans from banks and just fucking blew all the money
Maria
>If I can do it, anybody can.
Wow

I'm lucky I live with my parents because it means I can start paying off little chunks by working part time during the summer.

>>129137
Why are you gonna be paid lower
Kirara☆ !Sh0sAiDORU
>>129140
i'm not
i'm saying that if i make way less than i should for some reason, i can still pay stuff off

>>129138
i'll go where i get a job but i would rather not be in florida
we should start up our own company and give ourselves jobs
then we can pay ourselves however much we want
Kirara☆ !Sh0sAiDORU
i want to get paid 1 million a year let's do this
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i have to leave this lease soon
i know i can't now, but i'm seriously thinking about switching from a home office to an office home

just establishing myself as an actual business and not a contractor, then getting some office space and just showering at the gym
at least i'd have an actual professional office from which i could conduct a consulting agency from
i don't know if i have a need for a psychologist as a consulting firm though
except for myself maybe
that works doesn't it
company psychologist
yeah that should fly
let's do it
Maria
>>129143
what would we sell
let's make a visual novel
Kirara☆ !Sh0sAiDORU
misery
Maria
>>129146
who's going to pay for misery
Kirara☆ !Sh0sAiDORU
everyone pays for misery in america

>>129144
what are you going too // to do after your lease ends? do you know yet?
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>>129148
just kind of keeping my eye open for opportunities at the moment
i can go to an extended stay place for a month while i figure things out or get things situated if needed
since it's kind of hard to just move right into a new city on one exact day without continuity problems

so probably find a new roommate, hang tight for a few weeks after my lease ends and stay at a place until we figure the details out
Yuu
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meow
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alaska might be nice
anyone wanna move to alaska
Koi-
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it's over
the dream is dead
julia is kill
tharjafags were just holding onto the flags hoping they didn't need to use them this round
Anno
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The Bat Out of Hell promo was super cool.
I really wanna go see the musical.
Koi-
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they're still holding them.
The problem is that we have none.
As evident by that last 3x.
The worst 3x performance yet
we didn't even clear 1 billion points.
we managed that even at 3 in the morning.

Now we're at a point where Tharja has to not only outperform their average rate
But Julia has to do nothing
for three straight hours
Kirara☆
feels bad yo
Yuu
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>>129152
RIP
Kirara☆
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Anno
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>>129158
>>129155
i know it won't have made a big difference, but i'm gonna let you in on a secret i did
i joined the tharja team as a supporter and then unequipped all of my heroes so that they had no weapons
Kirara☆
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saw this in arena today
Anno
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These two seem to be the main duo of the musical, but there are a bunch of other characters that perform and even do focus songs.
Koi-
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>>129160
You're a real friend and I respect that.
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>>129163
i'm sorry that it was not enough
so what's the next plan of action
do we continue to fight tharja next round or do we perish like a dog
Kirara☆
cry
Koi-
>>129161
>>129165
>>129165
>>129165
Koi-
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>>129164
I don't care either way.
The only characters I cared about in this match was Sanaki and Julia but they had to fight each other in the beginning.
Robin winning would not heal my heart.
Julia couldn't win the primary,
Kirara☆
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Also saw this bit of weirdness
>>129168
what's special about this
i don't see it
Kirara☆
why would you use sword breaker 1 on tharja
>>129167
wait robin's in this
oh it's robin(M) isn't it
fuck
Koi-
>>129171
yeah, Tharja is about to face off against the man she stalks.
How... romantic.
Kirara☆
>>129172
oh boy my otp is becoming real
Koi-
Someone has already made porn of this gauntlet.
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>>129172
i like robin(F)
she's adorable
Koi-
>>129170
lol ryoma counter
oh fuck
Koi-
It took me a while to think about it.
That's hilarious.
Yuu
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Swimming season soon!
Koi-
RYOMA AND IKE COUNTER
Koi-
WHAT A FUCKING GENIUS
Kirara☆
>>129176
haha holy shit
Koi-
All the people who are in the top 10% of my tier and moved up to Tier 17 had Ike or some other 5* from PoR.
While I like the spread for Tier climbing, the bonus hero thing is really fucked.
Rising in tiers is literally a luck game now.
I mean, I guess it ALWAYS was.
But ugh. I never have anyone that they require as a 5* and that brings my overall total down
i got my 40 5* zaph but i dunno what to put on him really
things got REALLY hard REALLY fast as i hit this rank wall that i'm at
Kirara☆
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I'm gonna put pivot and threaten atk on him
attack+3 over life and death just for the stat calculation?
Kirara☆
More for the defensive capabilities
I didn't consider stat calculation when I did that
Koi-
Glowing Ember is 50% of Def bonus
Yuu
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I haven't played that in awhile.
I did some rolls today and they were all SHIT
Koi-
same
Kirara☆
>>129187
Yeah
Koi-
I tried to do one final roll for Julia
one colorless orb
four red orbs
Kirara☆
I got a 4* lucas today
Worthless
Yuu
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I rolled on the new banner and got nothing.
Talesof !NuKeSlvmWE
>no free orbs
why even live
Koi-
>New Banner
>No Free Orbs
Koi-
Celica is apparently the best Red Tome mage now?
Ragnarok is super good, it seems
ToN
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Here let me just
Koi-
I WANT THE CUTE SHEEP HAIR HEALER
ToN
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Here we go
>>129198
who?
Yuu
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>>129197
>>129199
nice
Koi-
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Genny
Kirara☆
>>129196
yeah apparently
she seems really tough
Koi-
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pls
Koi-
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Kirara☆
so fuwa
make dragons good again
i should 5* corrin F i think that attack is really strong even if the rest of her sucks
Kirara☆
i am weary about using dragons because Lucina is so common
so scary
yeah same
is there a dragon buff skill like ward armor, fortify cavalry etc
Yuu
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>>129208
Yeah.
Lucina is so scary only certain builds for Nowi are viable I think.

>>129209
yes there is.
I forget who has it.
i guess i'll wait two months to get enough feathers to upgrade just one of the several i want to 5*
by which time like 20 new better heroes will be out aaaah
Koi-
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>>129208
Blue dragons are usually good.
Throw the Triangle A skill on them.
if you need triangle adept to hold your own then i feel like you're a little weak
some heroes can just outperform and still keep that slot free
that's an important slot
Koi-
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For a Blue character, Triangle Adept is super useful. Greens are under utilized except for Hectors now.
Swords and Red Mages are plentiful.
That's why Azura is so good. On top of being a dancer, she murders Red things with Sapph Lance.
Nowi with Swordbreaker/Triangle Adept keeps her pretty strong against lots, and survives Falchions.
Kirara☆
My Marth has OHKOd nowis before
Feels like most people don't even try to make her able to survive
Koi-
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Falchion is an edge case (it really isn't, it's like the most common "unique" weapon in the game) so people don't always plan for it.
Arisu
>edge
pft
Kirara☆
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Arisu
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so sailor earth is a dfc girl?

Kirara☆
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i am about to do something really crazy
i call it "going to bed"
Anno
Good night Kirara.
Koi-
>>129220
how terrible
Anno
>>129220
Woah slow down there, let's be rash about this.
Goodnight Kirara
Talesof !NuKeSlvmWE
http://replay.pokemonshowdown.com/gen7rubeta-576946993
Yuu
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>>129220
bye bye
Samurai !KW2DbpWwls
we are all just dead air
Koi-
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so do we abandon this thread now?
Samurai !KW2DbpWwls
you are correct!
>>129228 →
>>129228 →

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